Terms and Conditions

These Terms and Conditions (“Terms”) form a legally binding agreement between you (“you” or “User”) and Nexcoin.fi regarding your use of our website, interfaces, tools, and protocols (collectively, the “Platform”). By accessing or using any part of the Platform, you agree to these Terms. If you do not agree, do not use the Platform.

1.1 Nexcoin.fi is a Fintech platform that allows users to discover, explore, and interact with digital assets and blockchain-based protocols. We do not provide custody, exchange services, or financial intermediation. Your wallet and private keys remain entirely under your control.

​

1.1.1 Nexcoin.fi is not a bank, broker-dealer, financial institution, or financial advisor. We do not have control over or access to user funds, and we do not intermediate or execute transactions on behalf of users.

​

1.2 The Platform is operated by Nexcoin Investments™, a registered company.

2.1 You must be at least 18 years old and legally able to enter into contracts to use the Platform. By accessing or using the Platform, you confirm that you meet these requirements. You are solely responsible for complying with applicable laws in your jurisdiction.

​

2.2 Nexcoin.fi may restrict or block access to the Platform from certain regions or jurisdictions where such access may be prohibited by applicable laws or sanctions.

​

2.3. Nexcoin.fi reserves the right to restrict or terminate access to the Platform for users subject to sanctions or applicable legal prohibitions.

3.1. When you begin using the Platform, a non-custodial wallet is generated for you directly on your device. This wallet is fully controlled by you, and Nexcoin.fi does not store, access, or manage your private keys, recovery phrases, or any wallet credentials.

​

3.2. All transactions made through the Platform are initiated and authorized by you using your wallet. You are responsible for reviewing each transaction before confirming it. Once submitted to the blockchain, transactions are final and cannot be reversed or altered by Nexcoin.fi.

​

3.3. Nexcoin.fi does not act as a custodian, intermediary, or transaction processor. We do not have the ability to access your assets, interact with smart contracts on your behalf, or recover lost funds.

​

3.4. You are solely responsible for keeping your wallet credentials and recovery information secure. Loss of access to your wallet may result in permanent loss of your assets.

​

3.5. Nexcoin.fi will not be liable for any loss arising from failure to back up wallet credentials, theft of private keys, or user error. We do not have access to your wallet and cannot restore it.

4.1. You must use the Platform in a lawful, respectful, and responsible manner. Any activity that harms, disrupts, or undermines the intended purpose of the Platform is strictly prohibited. If you engage in any prohibited conduct, Nexcoin.fi may restrict access to your account.

4.2. You agree not to:
•    Use the Platform for any unlawful, fraudulent, or malicious purposes;
•    Upload, deploy, or share any code, bot, script, or tool intended to harm, disrupt, or exploit the Platform’s functionality or security;
•    Attempt to exploit or abuse any vulnerability, bug, or unintended behavior in the Platform’s logic, interface, or smart contract integrations;
•    Interact with smart contracts or protocols in ways that damage, manipulate, or bypass intended behavior;
•    Impersonate others or misrepresent your affiliation with any person or entity;
•    Manipulate prices, liquidity, voting, or rankings through artificial activity;
•    Operate multiple accounts to simulate coordination or gain unfair advantage;
•    Engage in spam, brigading, harassment, or other abusive behavior;
•    Violate intellectual property, privacy, or other third-party rights;
•    Interact with sanctioned smart contract destinations or addresses;
•    Share content that is illegal, harmful, or abusive
•    Circumvent geo-blocking or access restrictions imposed by Nexcoin.fi due to regulatory requirements.

4.3. All content you share or interactions you have on the Platform must comply with our Community Guidelines, which promote a safe, inclusive, and respectful environment for everyone.

5.1. The Platform may interface with third-party protocols and blockchain applications. These are not owned or controlled by Nexcoin.fi.

​

5.2. Nexcoin.fi does not audit or endorse these third-party protocols or tokens. Their rules may change without notice, and transactions may be irreversible or subject to bugs and exploits. You are solely responsible for how you interact with them.

​

5.3. Nexcoin.fi makes no representations about the quality, suitability, or legality of any third-party smart contract or service. You should conduct your own due diligence before interacting with any blockchain application.

​

5.4. Forks, protocol changes, or exploits in third-party contracts may materially impact your assets. Nexcoin.fi assumes no responsibility for losses arising from such changes.

6.1. Nexcoin.fi provides access to Web3 tools and information for general informational purposes only. We do not offer investment advice, financial recommendations, legal counsel, or tax guidance.

​

6.2. Nothing on the Platform should be interpreted as a recommendation to engage in any activity involving digital assets. You are solely responsible for evaluating your own circumstances and risks.

​

6.3. You are also responsible for determining whether, and to what extent, any taxes apply to your use of the Platform. Nexcoin.fi does not calculate, report, or remit taxes on your behalf. You should consult independent advisors if needed.

​

6.4. You represent and warrant that you will comply with all applicable tax obligations in your jurisdiction and that Nexcoin.fi bears no responsibility for your reporting or payment obligations.

​

6.5. Any analysis, news, or content presented on the Platform is for general informational purposes only and does not constitute financial, legal, or investment advice. Such content is not tailored to your personal financial circumstances and should not be considered a financial promotion, solicitation, or recommendation to buy, sell, or hold any digital asset or to engage in any transaction. You are solely responsible for your decisions and should consult a qualified advisor if you require personal guidance.

7.1. All content available on the Platform, including but not limited to the Nexcoin.fi brand, designs, interfaces, text, graphics, software code, and other materials, is owned by or licensed to Nexcoin.fi and protected by applicable intellectual property laws.

​

7.2. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for your personal, non-commercial use, in accordance with these Terms.

​

7.3. You may not copy, reproduce, distribute, modify, adapt, create derivative works from, reverse engineer, decompile, or attempt to extract the source code of any part of the Platform. You also may not use any trademarks, logos, or branding displayed on the Platform without prior written permission from Nexcoin.fi.

​

7.4. If you submit or post content via the Platform (e.g. comments, feedback, public profile details), you retain any rights you have in that content, but you grant Nexcoin.fi a non-exclusive, worldwide, royalty-free license to use, display, reproduce, or distribute that content as reasonably necessary to operate the Platform.

​

7.5. The Platform may display or link to third-party content or software. All such third-party intellectual property remains the property of its respective owners. Nexcoin.fi does not claim ownership of third-party content and makes no warranties regarding its accuracy or use.

​

7.6. Nexcoin.fi reserves the right to remove any content posted on the Platform that infringes intellectual property rights or violates applicable laws. Repeat infringers may have access to the Platform revoked.

8.1. The Platform is provided “as is” and “as available.” We do not guarantee the accuracy or reliability of data displayed, the security or uptime of third-party protocols, or that the Platform will be error-free or uninterrupted.

​

8.2. Your use is at your own risk.

​

8.3. Nexcoin.fi disclaims all warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee the Platform’s compatibility with your devices or uninterrupted access.

​

8.4. Nexcoin.fi does not guarantee that the Platform or any part of it will always be available or uninterrupted. Access may be suspended or restricted due to maintenance, updates, or other operational reasons. We may change or discontinue any feature without notice.

​

8.5. Engaging with digital assets and blockchain protocols involves significant risks, including but not limited to price volatility, loss of value, technological failures, and regulatory uncertainty. Digital assets are speculative and may lose their entire value. You acknowledge and accept that Nexcoin.fi is not liable for any financial losses, loss of access, or other damages resulting from your use of or reliance on digital assets or related protocols. You assume full responsibility for your decisions and interactions with the Platform and the underlying technologies.

9.1. To the fullest extent permitted by law, Nexcoin.fi is not liable for any indirect, incidental, or consequential damages, including loss of funds, data, or opportunities, or for decisions made based on content or interactions on the Platform.

​

9.2. We are not liable for indirect or consequential damages or for loss of funds arising from your use of the Platform, except where prohibited by law. 

​

9.3. To the maximum extent permitted by law, Nexcoin.fi’s total aggregate liability to you for any claims, losses, or damages arising out of or related to your use of the Platform—regardless of the cause of action or theory of liability—will not exceed one hundred dollars ($100 USD). This limitation reflects the fact that Nexcoin.fi is a free, non-custodial platform, does not hold user funds or provide financial services, and must allocate its resources toward platform development and security rather than absorbing user risk. By using the Platform, you acknowledge and agree that this limitation is reasonable and forms an essential basis of the bargain between you and Nexcoin.fi.

10.1. You agree to indemnify and hold harmless Nexcoin.fi, its affiliates, employees, and agents from any claims, liabilities, damages, or losses arising from your use of the Platform, your violation of these Terms, or any infringement of third-party rights.

​

10.2. This indemnity includes any legal fees and expenses incurred by Nexcoin.fi in connection with any claim or investigation. Nexcoin.fi may assume control of the defense of any matter subject to indemnification at your expense.

11.1. Nexcoin.fi is not liable for any delay or failure caused by circumstances beyond our control, including blockchain network failures, natural disasters, internet outages, or regulatory restrictions.

​

11.2. Other such events include but are not limited to war, civil unrest, cyberattacks, power failures, or actions by third-party service providers that impact the Platform’s availability.

12.1. Certain features or interactions available through the Platform may be subject to fees. These may include per-interaction or usage-based fees related to services provided by Nexcoin.fi. The applicable Fees will be disclosed to you at the time you engage with a feature that incurs a charge.

​

12.2. If you choose to use third-party services in connection with the Platform - such as fiat onramps, payment cards, or settlement services—those services may be provided by independent, regulated Payment Service Providers. You may be required to accept separate terms to access these services. Nexcoin.fi is not responsible for your use of such services, and any fees, processing charges, or verification steps associated with them are determined by the relevant third parties.

​

12.3 Nexcoin.fi does not charge hidden fees, and we will never withdraw or transfer assets from your wallet.

​

12.4. From time to time, Nexcoin.fi may make available promotional incentives, airdrops, discounts, or other offers (“Promotions”) to eligible users. Participation in Promotions is subject to any additional terms made available at the time, and Nexcoin.fi reserves the right to modify or discontinue any Promotion at its discretion.

13.1. We may update these Terms from time to time to reflect new features, changes in law, or shifts in our business model.

13.2. We will notify you of material changes. Continued use of the Platform after changes means you accept the revised Terms.

14.1. If you have a complaint or concern regarding the Platform, you must contact us at help@Nexcoin.fi with a clear explanation and supporting details. We aim to respond within 48 business hours, though timelines may vary depending on the nature of the issue.

​

14.2. Nexcoin.fi may request additional information to verify the origin and content of a complaint and is not obligated to respond to submissions that are abusive, repetitive, unfounded, or submitted in bad faith.

​

14.3. You acknowledge that Nexcoin.fi is not liable for any delays in response or dissatisfaction with the resolution of a complaint, except where required under applicable law.

15.1. We collect only limited personal data necessary to provide access to and operate the Platform — such as your email address when you register or log in. Any additional data you choose to share with Nexcoin.fi (e.g., for support or communication purposes) will be handled in accordance with this Privacy Policy. For questions, contact info@Nexcoin.fi.

​

15.2. You acknowledge that your use of decentralized protocols and blockchain technologies may result in certain metadata being stored immutably and publicly. Nexcoin.fi does not control how this data is recorded or used, nor does Nexcoin.fi share in any liability arising from the public use of this data. 

​

15.3. Nexcoin.fi does not sell your data to third parties.

Nexcoin.fi may assign or transfer these Terms, in whole or in part, to another entity in connection with a merger, acquisition, or sale of assets, with or without notice to you. You may not assign your rights or obligations under these Terms without our prior written consent.

17.1. These Terms constitute the entire agreement between you and Nexcoin.fi relating to the use of the Platform. Any failure by Nexcoin.fi to enforce a provision of these Terms is not a waiver of its right to do so later.